Fraud intelligence for private real estate lenders

Stop fraud before the money moves.

I'm Zack Farris — Founder & CEO of LendlyX. I write, speak, and build at one intersection only: private real estate lending and the photo, video, document, and draw fraud that quietly drains it. Available for trade-press interviews, podcasts, panels, and expert quotes.

Zack Farris, Founder and CEO of LendlyX
Zack FarrisFounder & CEO, LendlyX
Exited FounderOperator-LedPrivate CreditAI Fraud Intelligence
About

An operator focused on trust, speed, and defensibility.

Zack Farris is a four-time founder and operator who has spent the last decade building, scaling, and selling businesses in insurance, performance marketing, and private credit. He leads LendlyX, a verification platform that turns borrower-submitted photos, videos, documents, and draw requests into evidence-backed lending decisions for private real estate lenders.

Before LendlyX, Zack founded and exited Fortriator Insurance, a multi-state underwriting operation acquired in a private transaction, and Blue Falco Marketing, a performance marketing engine for the insurance vertical acquired by a competitor. Earlier, he built and sold books of business at Goosehead Insurance and Farmers Insurance — the foundation that funded every venture that followed.

A proud graduate of Texas A&M University, Zack carries the Aggie operator ethos into every venture — work hard, build trust, ship things that matter.

Across those companies he saw first-hand how fraud, ambiguity, and manual review slow down real capital. That experience shaped a simple thesis behind LendlyX: stop fraud before the money moves.

Today he works alongside fellow founders, lenders, LOS partners, and capital allocators to embed verification infrastructure directly into the lending stack — giving operators a clear pass, review, or fail decision with a full audit trail, and giving investors and media a transparent view of how trust gets built in private credit.

Prior Exits & Operating Background
  • Fortriator Insurance logo
    Founded · Exited
  • Blue Falco Marketing logo
    Founded · Exited
  • Goosehead Insurance logo
    Book sold
  • Farmers Insurance logo
    Book sold
Role
Founder & CEO
Company
LendlyX
Focus
Fintech · Proptech · AI · Real Estate
Based
United States
Education
Texas A&M University
Track Record
4 Prior Exits
For
Operators · Investors · Press

Track record built across four prior exits.

Request the investor brief, cap table summary, and exit history.

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Spotlight

The work that defines the chapter I'm in.

01
Core moat

Photo & video fraud intelligence.

Borrower-submitted media scored pass, review, or fail — with a defensible audit trail.

LendlyX · Verification platformPass · Review · Fail
02
Category

Stop fraud before the money moves.

Rebuilding private lending around evidence, not trust-by-default underwriting.

Thesis · Private creditPre-funding decisioning
03
Operator

Four exits, one focus.

Operating discipline from prior exits, channeled into AI-native infrastructure for lenders.

Track record · 4 exits4× founder-operator
04
Roadmap

Collateral truth → portfolio intelligence.

From property media to documents, transactions, and a network-level fraud signal.

Phases 1 → 44-phase platform
Ventures

What I'm building today, and what came before.

LendlyX logoFounder & CEO

AI fraud intelligence and verification infrastructure for private real estate lenders. Photo & video forensics, document intelligence, draw decisioning, and a full audit trail — embedded into the lender's existing workflow.

Photo & Video ForensicsDocument IntelligenceDraw DecisioningAudit Trail
Visit lendlyx.com
Port Guard, Inc.Advisor & Investor

Advisor and investor in Port Guard, Inc. — hardware-secured OBD-II port protection that stops modern vehicle theft and CAN-bus intrusion before it starts.

Speaking & Ideas

Talks and essays on AI, fraud, and the future of private credit.

Essay

The trust layer for private capital

Why verification — not origination — is becoming the defensible layer in private lending.

Coming soon →
Keynote

Stop fraud before the money moves

A practical framework for using AI to verify photos, videos, and documents in lending workflows.

Coming soon →
Talk

Draw decisioning, re-imagined

How evidence packets and pass/review/fail scoring are replacing manual draw review.

Coming soon →
Essay

AI for operators, not headlines

Where AI actually moves the needle inside lending operations — and where it doesn't.

Coming soon →
Podcasts

Upcoming conversations on AI, fraud, and private credit.

Coming soon to a feed near you.

A handful of podcast appearances lined up over the next few months — covering AI fraud intelligence, the verification layer for private credit, and what it takes to build operator-led fintech. Episodes will be linked here as they go live.

Episodes coming

Hosting a show and want me on? Send a podcast invite via the contact form.

Contact

Send a note.

Sent securely. The form is the best way to reach me — I read every submission personally.

Schedule

Book a time with Zack.

Open slots for founder and operator conversations, investor diligence, partnership intros, and press interviews.